English Research

Chapter 3 - Methodology

The topic for this report was discussed in group and the information about the topic was searched and the findings were collected. Pre–report was prepared. It includes acknowledgement, introduction, objectives and scope of this report. Questionnaires were made based on the topic choose. The copies of the questionnaires were made.20 respondents are chosen randomly among KMPk students which are 10 males and 10 females . All of them are science and accounting students . Each of them was asked to answer the questionnaires prepared .
Even though they are buzy with their study , they still willing to spend a few minutes to help us. Their co-operations are really appreciated by us . The questionnaires were collected , the result is then calculated , tabulated and a bar graph and pie chart was construct. The major finding from the result indicates the major is the student who has money management among the KMPkstudents . The report writing is continued with the result and data obtained . The result was then compared with the hypothesis stated . A conclusion was made . The report was completed .

We are doing a research on the factor contributes failure in spending allowance wisely on student. Kindly answer the question based on your opinion. We appereciate your cooperation. Thank you for your effort.
Gender:
Male Female
Module:
Module 1 Module 2 Module 3 Account 1. Do you spend your money wisely?
(you may tick more than one option) Yes No

2. What is your source of money? Parent College allowance Friends

3. How much money you spend in a week? RM50 RM70 RM150 Other:...........................................(please state)

4. Is it you have a budget plan?

Yes No

5. How you manage your budget in your daily life? Limit your expenses
Save in money box
Parent guided

6. What are the things that you spend the most?
Assignment
Air credit
Food
Other:...........................................(please state)

7. Who is the most influence you in spending your money unwisely? Parent
Friends
Siblings
Other:...........................................(please state)

8. How much is your monthly pocket money? RM250
RM350
RM500
Other:...........................................(please state)

9. When you go to shopping complexes (Tesco,Aeon,Jusco).What arethe thing you are like ly to buy? Gadget Cloth Shoes Other:...........................................(please state)

10. Goverment need to do campaign on how to control your budget.Do you agree?
Strongly agree
Agree
Not sure
Disagree
Strongly disagree

Thank you for your cooperation.

Chapter 4 – Result and Discussion 5.1 Result and discussion based on question 3

Figure 1 shows matriculation students expenses in a week.

This pie chart shows 61.8% of students in this college spend RM50 in a week and another 28.6% spend money about RM70 for their daily life needed, while another 4.8% of respondents spend RM150 and same with percentage for other that is 4.8%.This finding was used to know how much money they spend in a week,and is it relevant for student to spend that amount of money.Then,mostly agree that RM50 in a week,was good enough for student.

4.2 result and discussion based on question 5
Figure 2 shows how matriculation students manage and plan budget in their daily life.

This pie chart shows that,almost 86.4% of students manage their budget by limited the expenses and another 9.4% of respondent save in money box.However, 4.5% of students having guided from their parent to manage money.This finding shows that students should take the best way by limit their expenses and they need to be discipline to themself while doing this way.

4.3 Result and discussion base on question 6

Figure 3 shows the the students opinion on what are the things that they spend mostly.

Based on the survey we have done, 9.5% of students spend on assignment,and same goes to air credit that have percentage 9.5%.Besides,there are 76.2% spend most on food for daily life,while 4.8% students spend on others.From the finding,we can assume that, most of student spend on food,because we all know that food is important for our body and health,without food students will not be a good student.

4.4 : Result and discussion based on question 7.

Figure 4 shows the students opinion,who is influence them in spending money unwisely.

This pie chart shows 65% of students in this college influence by their friends in spending money unwisely.Other than that, there are also 20% of students influence by their parents,while 10% influence by their own siblings.However,in small percentage (5%) stated that students influence by others. From this, we can assume that majority of the students stated that friends was the person who give the strong influence in spending money unwisely.

4.5 : Result and discussion based on question 9
Figure 5 shows the matriculation students opinion on what are the thing that they likely to buy.

Based on the survey that we have done, 14.3% of students likely to buy gadget when they are shopping.Meanwhile, 38.1% of students are likely to buy cloth,and 23.8% students buy shoes.Lastly, 23.8% students prefer to buy the others.From the finding, we can assume that,student mostly like to buy cloth when there are shopping.This situation can also be related from the article that say that,student should know to differentiate between essential and non essential thing.

4.6: Result and discussion based on question 10 Figure 6 shows the students opinion on campaign that used to give awareness on how to manage money.

The pie chart above shows that, 25% of students strongly agree that government need to do campaign.Besides,30% agree with the campaign,while 45% not sure about it.Lastly, 0% students was disagree and strongly disagree with the campaign.From this finding,we can assume that,student need the campaign to give them a way or plan to manage their budget in their life.

Articles from the internet
Money Management For College Students

Entering college is an exciting and sometimes intimidating venture for many students. Leaving high school and entering a college or university is a big step, and it is often the first time many young adults taste the freedom of the real world and venture out from the warmth and safety of their parents' homes. There are many different tasks that need to be juggled in order for a student's college experience to be successful. From studying and attending classes, to networking and maintaining finances, there is much that a college student must tackle. One specific area where many college students have difficulty is learning to budget effectively. Here is a look at how college students can more effectively manage their money while furthering their education.

Student Loans

Enroll in a Meal Plan
One step that you could take that will save you a considerable amount of money is enrolling in a meal plan. A meal plan is a pre-paid program where you pay a set amount of money for your meals on campus each semester. Additionally a meal plan is highly convenient. You can pick up a lunch or a snack whenever you'd like and you do not have to cook it yourself.
Share Expenses with a Roommate
Another way that you can reduce your cost while living at college is to share expenses with your room mate. When it comes to living in a dorm, you can expect to live in close quarters with another student. Many expenses can be shared between roommates such as furnishings and groceries.

Watch out for Impulse Spending
It can be very tempting to spend your money on things you want but don't need. It is important to curb your spending as you will need your money for more important things such as school supplies, clothing and text books. Rather than allowing your hard-earned money go to waste on frivolous items, watch your spending and use it on things that are essential to everyday living.

10 Realistic Ways To Manage Your Student Debt Load

Determine What Is Essential and Non-Essential
Another point of difficulty for many college students who are just starting out on their own is determining the difference between essential and non-essential items. Essential items are products that you need for everyday living like food, hygienic products and clothing. Non-essential items are products that you want but don't need for everyday living. Non-essential items can include products such as a trip to the movies, electronic gadgets or another pair of sneakers when you already own three other pairs. Although it may be difficult at first, curb your spending to include only essential items until you are accustomed to living off of your budget.

Saving Money on Supplies
Saving money on many college supply items is easy, especially if you are living on campus. Before going straight to the campus bookstore, ask around to see if there is a used bookstore nearby. Chances are there is, and you could save a considerable amount of money on your textbooks for next semester. Additionally, you could save yourself even more money if you consider downloading your textbook to an e-Reader or tablet device. If you are looking to save on other supplies such as three-ring binders and loose leaf paper, consider buying in bulk from an office supply store such as Staples. Retailers often give you a discount when you buy a bulk amount of supplies from them. If all else fails, try an online site such as eCampus.com, which boasts that it can save college students up to 90% on new and used text books.
The Bottom Line
Entering college is an exciting milestone, and if this is your first time away from home, it can also be nerve-inducing. Get started on the right foot financially by taking the necessary steps to ensure a sturdy budget when you step foot onto the campus. Save money where you can, share expenses with a college roommate and, most importantly, be conscientious about your spending while you are away from home.

1.1 Problem Statement
From our observation,we found that many students have a problem in managing their budget.This result, they easy to spent their money without thinking the risk,Lastly,they doesn’t have enough money at the end of month,that also effect the student,if they need to use the money for the more important thing.
Furthermore,when the student doesn’t have money,their parent and person around them will be effected.

1.2 Research Question 1. What are the factor that causes the problem? 2. What are the five main causes of the problem? 3. What are the solution / the best ways to help respondents with the problem?