Explain Key Government Policy Relating To Poverty

Within this assignment I will define the meaning poverty, explain key government policy relating to poverty, and show the implications which may arise when living with poverty and links to social exclusion and to discuss the agencies which seek to counter poverty. The chosen social care service-user group is low income homeowners (including individuals and families).
Poverty can be defined objectively, which is applied to the terms of relative deprivation. The term is understood by objectively instead of subjectively. Individuals and families in the population can be classed as being in poverty when they are disadvantaged from a particular diet, social activities, and have living conditions which are out of their control (for example, no shelter,
As the Coalition Government of 2010 introduced four main aims to overtake the welfare system. The four aims were: to cut back on government spending, to give unemployed people greater incentives to move into work, to protect vulnerable citizens in need of support and to simplify the system. Two years after the Coalition Government introduced the four new aims it is claimed to be a majority of homeowners (126 out of 200 – 63%) were able to manage expenditure. They were able to do this by cutting back on food, however, they were getting into debt with large sum bills or resulting by borrowing from family and friends. Findings show that one third of homeowners were struggling financially. Equalling for a vast majority of homeowners resulting in applying for payday loads. Which leads to a viscous circle of being in debt. In 2013 to 2014 one in six homeowners have either found work or increased their work hours. However, homeowners who have just found work are more commonly to be working with family, due to, new job vacancies are based on flexible hours or part time. However, there is also barriers to some homeowners face, including: ill health or disability, caring responsibilities for family members, high child care costs, poor skill levels, low self-esteem, deficiency in history of jobs and also the cost of transport. Majority of homeowners find links with Jobcentre Plus are unhelpful. However, they are highly positive able the learning outcomes to improve on their skills to work from agencies (for example, Learn Direct). It is also proven that job seeking individuals are more engaging when they receive face-to-face