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    out that Current accounts‚ which was their main product‚ were highly unprofitable. Mortgages and Credit Cards on the other hand were profitable. Details of the customer segments are given in Table 1. This led them to devise a strategy called the “Supermarket Strategy” which made branch manager responsible for their own P&L and be rewarded for selling profitable products. Product Combinations | Accounts(in Millions) | Current Account only | 3.70 | Credit Card only | 0.50 | Mortgage only |

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    balance sheet

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    Manilalectric Company and Subsidiaries Statement of Financial Position As of Dec.31‚2013 Common Size % 2013 2012 2011 ASSETS Noncurrent Assets Utility plant and others Investment in associates and joint ventures Investment properties Deferred tax assets- net Other noncurrent assets- net 42.65 5.08 0.58 2.04 8.94 50.40 0.84 0.75 1.41 4.07 49.98 0.4 0.78 0.34 3.12 Total noncurrent Assets 59.59 57.47 54.63 Current Assets Cash and cash equivalents

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    checks and balances

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    DBQ Essay Caitlyn Kiefer 11/7/13 Mr. Bacon period 2 There are many ways in which African Americans have been denied equality. As a result‚ there were many methods that individuals‚ groups and the government have used since 1950 to deal with the inequality faced by African Americans. Some of the methods

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    Home Assignment Implementing the Balanced Scorecard to align IT and Business Strategy Contents 1 Introduction 1 1.1 Balanced Scorecard – an overwiev 1 1.2 Course of investigation 1 2 Balanced Scorecard for a better performance 2 2.1 Three key problems 2 2.2 System of Balanced Scorecard 3 3 Components of Balanced Scorecard 4 3.1 The purpose of the implementation 4 3.2 Four Perspectives 4 3.2.1 Customer perspective 5 3.2.2 Financial and economic perspective 5 3.2.3 Internal

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    4.7.4 Metrics for Software Quality Software quality metrics are a subset of software metrics that focus on the quality aspects of the product‚ process‚ and project. In general‚ software quality metrics are more closely associated with process and product metrics than with project metrics. Nonetheless‚ the project parameters such as the number of developers and their skill levels‚ the schedule‚ the size‚ and the organization structure certainly affect the quality of the product. Software quality metrics

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    The current issue and full text archive of this journal is available at www.emeraldinsight.com/1463-5771.htm BIJ 15‚4 Balanced score for the balanced scorecard: a benchmarking tool M. Punniyamoorthy Faculty of Production and Operations and Finance‚ Department of Management Studies‚ National Institute of Technology‚ Tiruchirappalli‚ India‚ and 420 R. Murali Faculty of Human Resources and Finance‚ Department of Management Studies‚ National Institute of Technology‚ Tiruchirappalli‚ India

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    Mohanasundaram Jingsi Yang Chapter1 Short description of the activities performed  J Sainsbury plc is a leading food retailer in the United Kingdom. J Sainsbury plc was founded in 1869 and today operates a total of 934 stores comprising 557 supermarkets and 377 convenience stores. It jointly owns Sainsbury’s Bank with Lloyds Banking Group and has two property joint ventures with Land Securities Group PLC and The British Land Company PLC. The Sainsbury’s brand is built upon a heritage of providing

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    Balance Diet

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    Contents INTRODUCTION 3 BALANCED DIET 4 FOOD GROUPS 5 CARBOHYDRATES 5 MAIN SOURCES 5 FUNCTIONS 5 ENERGY SUPPLY 5 PROTEINS 6 MAIN SOURCES 6 DIETARY IMPORTANCE (FUNCTIONS) 6 ENERGY SUPPLY 6 LIPIDS 7 PRINCIPAL SOURCES 7 DIETARY IMPORTANCE (FUNCTIONS) 7 ENERGY SUPPLY 7 VITAMINS 8 MINERALS 9 WATER 10 FUNCTIONS 10 DIETARY FIBER /ROUGHAGE 11 FUNCTIONS 11 PROBLEMS OF AN UNBALANCED DIET 12 MALNUTRITION 12 EFFECTS OF MALNUTRITION 12 CONSTIPATION 13 HEART DISEASE 13 OBESITY 14 STARVATION 15 Poverty 15 Over

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    The Balanced Scorecard as a Tool for Security Management Measurement Table of Content List of Abbreviations..........................................................................................................i List of Figures....................................................................................................................ii 1. 1.1 1.2 2. Introduction .......................................................................................................................

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    honey roast chicken‚ tender and succulent? Elsewhere‚ employees scurried around about like squirrels readying themselves for winter – customers’ every need were tended to with the standard impassive‚ teeth baring smile. Deep within the supermarket‚ a small child dragged his feet along the polished marble as he was pulled along; shiny‚ smart trainers screeched piercingly against the flooring. The boy whined noisily. Prying heads snapped to the source of the noise‚ either sighing disdainfully

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